1813 SE 21st Terrace, Cape Coral, FL 33990

$757,500
3
BD
3
BA
2,222
SqFt

Show Photos

Verify your account to unlock exclusive photos, mortgage tools, and more.

Sold Price
$757,500
List Price
$849,900
Status
CLOSED
MLS#
2025007400
Closing Date
Oct 02, 2025
Bedrooms
3
Bathrooms
3
Half-baths
1
Living Area
2,222
Development
Cape Coral
Subdivision
Cape Coral

Property Description

Breathtaking Custom Gulf Access Pool Home – Flood Insurance Only $700/Year! (GRANDFATHERED IN & TRANSFERABLE) This is not your average waterfront property—it’s a rare opportunity to own a custom-built Gulf access home that blends style, sophistication, and peace of mind. Ideally located just 10 minutes to open water, this home sits in the heart of it all—close to shopping, Eco Park, Veterans Bridge, and minutes from the scenic Caloosahatchee River. And unlike most waterfront homes, this property comes with a grandfathered flood insurance policy of just $700 per year, transferable to the new owner! Designed with a split floor plan, the home offers 3 spacious bedrooms plus a den, 2.5 baths, and an oversized 3-car garage. One of the guest bedrooms even has direct pool access and doubles as a pool bath, creating the perfect setup for visitors. The luxurious primary suite offers two walk-in closets, a spa-worthy walk-through shower with 4 shower heads, and an oversized jetted tub for the ultimate retreat. The chef’s kitchen is a showstopper—equipped with a gas cooktop and oven, soft-close dovetail cabinetry, endless storage, gleaming granite counters, and a striking Mother of Pearl backsplash that sets the tone for entertaining or everyday meals. Granite surfaces continue throughout the home, including in the indoor laundry room with a convenient wash sink, tying the design together beautifully. Throughout the home, details impress—crown molding, 8-foot solid core doors, soaring 14-foot coffered ceilings with LED lighting, and impact windows and doors. Expansive 8-foot pocketing sliders seamlessly blend indoor and outdoor living, enhanced by electric remote-control shades for privacy and comfort. Step onto the lanai and experience a true paradise: an expansive layout with both a covered lounge area and a massive open space—the possibilities here are endless. A spectacular infinity pool wrapped in glass tile, with waterfalls, four fountains, and an oversized 8-person Jacuzzi, becomes the centerpiece. With the Pentair Wi-Fi system, you can control every detail of the pool and spa from your phone. Outdoors, this property was designed for the waterfront lifestyle. A seawall and captain’s dock are already in place, and with a blank slate ready for your future custom dock and lift, you can design it exactly the way you want. Launch kayaks, fish right from your backyard, or relax with a cocktail as the sun sets. This home is packed with thoughtful extras, including a whole-home reverse osmosis water system, a 500-gallon buried propane tank that powers the whole-house generator, gas stove, water heater, and even the poolside grill. Whether you’re entertaining or enjoying quiet evenings, you’ll be treated to unforgettable sunrises and sunsets from your lanai or dock. This property is truly one-of-a-kind—a stunning Gulf access retreat where luxury, lifestyle, and affordability meet. Don’t miss your chance to make it yours!

Additional Information

Taxes
$7,785
Building Design
Single Family
Year Built
2018
Community Type
Boat Facilities, Non-Gated
Construction
Block, Concrete, Stucco
Living Area
2,222
Acres
0.23
Interior Features
Bedroom on Main Level, Bathtub, Tray Ceiling(s), Closet Cabinetry, Coffered Ceiling(s), Separate/Formal Dining Room, Dual Sinks, Eat-in Kitchen, Jetted Tub, Multiple Shower Heads, Main Level Primary, Pantry, Separate Shower, Vaulted Ceiling(s), Walk-In Closet(s), Home Office, Split Bedrooms
Amenities
Bike Storage
Cooling
Central Air, Electric
Heating
Central, Electric
Flooring
Tile
Garage Spaces
3
Exterior Features
Security/High Impact Doors, Sprinkler/Irrigation, Patio, Water Feature
View
Canal
Gulf Access
Yes
Gulf Access Type
Bridge(s)/Water Indirect
Waterfront
Yes
Waterfront Description
Canal Access, Intersecting Canal
Sewer
Public Sewer
Pool Description
Electric Heat, Heated, In Ground, Screen Enclosure, Pool/Spa Combo
Stories
1
Pets
Yes

Mortgage Calculator

Amount of Loan
Annual Interest Rate
%
Term of Loan
Years

Does not include any taxes or fees.
Please consult a financial professional.
Calculator source: Real Geeks

Listing courtesy of Keller Williams Realty Fort Myers and the Islands. Selling Office: .